You can make a gift to Habitat for Humanity of Greater Chattanooga Area by working with your attorney or by adapting the following language:

"I give, devise, and bequeath to Habitat for Humanity of Greater Chattanooga Area $ (or %) for its general purposes."

To ensure that Habitat for Humanity receives your gift, please consider including this language:

"To Habitat for Humanity of Greater Chattanooga Area, located at 1201 E. Main St, Chattanooga, TN 37408, for use as determined by the Board of Directors."

If you've already included Habitat for Humanity Chattanooga in your estate plans, please inform us so we can express our gratitude. Your generosity through estate giving supports our mission for the future.

Did you know that giving through your IRA may help you save on taxes while providing support to Habitat for Humanity Chattanooga?

Consider these factors when determining whether a Qualified Charitable Distribution (QCD) directly from your IRA to Habitat for Humanity would be right for you:

The IRS allows donors aged 70 1/2 and older to transfer up to $100,000 directly from their IRA to a charity(ies) each calendar year.

QCDs can be used to meet all or part of an IRA required minimum distribution.

You pay no income tax on the QCD - the transfer generates neither taxable income nor a tax deduction, so you benefit even if you do not itemize your taxes."

Life insurance gifts can include whole life, universal, and other forms of life insurance policies. You can contribute all or part of a policy to Habitat for Humanity of Greater Chattanooga Area when you are named as a beneficiary while retaining ownership of the policy and having access to the policy’s cash value. Simply set up a time to speak with your insurance provider to designate Habitat for Humanity of Greater Chattanooga Area as the beneficiary.

You can support Habitat for Humanity of Greater Chattanooga through your Donor Advised Fund! Use the information below to get set up:

• Federal tax ID (EIN): 62-1260347

• Our office is located at 1201 E. Main St, Chattanooga, TN 37408

Call our office at 423-756-0507 ext. 116 for more information!

By donating a gift of appreciated stock, you can receive two main benefits: a charitable deduction for the fair market value, and you can potentially reduce capital gains tax on the appreciation. Please consult with your tax advisor on how to maximize your stock gift.

Call Ryan at 423-756-0507 ext. 116 for more information